Non-warrantable loan happy couple

Finance your condos
with confidence.

More options lead to more possibilities.

We factor in all

your compensating factors.

LS-icon-Profile

Expanded Borrower Profile

Available for foreign nationals and self-employed borrowers.

LS-icon-Fast-Funding

Fast Funding

Need quick funding? Get pre-qualified in as little as 24 hours!

LS-icon-Flexible

Flexible Guidelines

While traditional banks may say "no" to this property type, we can work with you to secure fast financing.

Program Highlights

Non-Warrantable Condo Loans

Have a question?

We have the answers.

Warrantable condo loans are financed through conforming mortgages and must meet strict guidelines set by Fannie Mae and Freddie Mac. Non-warrantable condo loans, on the other hand, are for condos that don't meet these criteria, requiring an alternative financing option.

To be warrantable, a condo must have primarily single-unit owners, at least 50% owner-occupancy, a dedicated reserve fund covering at least 10% of the budget, and commercial spaces that don't exceed 35% of the building's square footage.

LendSure takes a different approach by carefully examining the details of pending litigation in condo buildings. Additionally, LendSure is willing to provide financing for condos where up to 90% of units are investor-owned, offering options when conforming lenders may say "no".

LendSure's non-warrantable condo loans are available to borrowers who may not qualify for Fannie Mae and Freddie Mac financing. These loans are particularly suitable for creditworthy borrowers with high credit scores and significant assets who prefer financing their condo purchases, even if traditional lenders have declined their applications. LendSure's goal is to find ways to say "yes" to condo financing when conforming lenders may say "no".

Can’t find the answer you’re looking for?

What people are saying about us…

Learn more about

Our Innovative Loan Programs

Ready to take the next step?