The right lending starts with
the right lender.
Lower Down Payments
With Loan-to-Value up to 80%, you can opt for a lower down payment.
Commonsense Approach
Need a dash of flexibility? We tailor the loan to fit your financial needs.
Lower Rates
By providing more documentation, you can score a lower rate on your loan.
Program Highlights
Investor Full Doc Loans
- Purchase and Cash-Out and Rate & Term Refinance
- Loan amounts up to $1,500,000
- Unlimited financed properties and up to 10 loans for any one investor permitted
- Loan-to-Value up to 80%
- DTIs up to 50%
- Rate buydown feature available
- Qualify on Interest-Only payment – great for cash flow
Have a question?
We have the answers.
Is there a limit to the number of properties financed?
No, there is no cap on the number of properties that the investor has financed. LendSure will lend on up to 10 properties per investor.
Is interest-only available on LendSure property loans?
Yes! LendSure offers 5/30 and 10/40 Interest-Only programs with low, interest-only payments for a full 5 or 10 years.
What property types are allowed on investment property loans?
- Single Family Residences
- 1-4 Unit Properties
- 5-8 Unit Properties
- Non-Warrantable Condos
- Condotels
Can cash out be used for reserves?
Yes, cash out can be used to meet reserve requirements.
How is LendSure's rental income calculation advantageous to the borrower?
With other lenders, if the monthly qualifying rental income minus PITIA is negative, the monthly net rental loss must be added to the borrower’s total monthly obligations.
With LendSure's Investor Full Doc loans, if the monthly qualifying rental income minus PITIA is negative, the monthly net rental loss is subtracted from the borrower’s total monthly income.
This results in LendSure calculating a LOWER debt-to-income ratio, resulting in a lower interest rate.
